Ownership graph
Map every agent to a real accountable owner.
Credian links agent identities to verified people, teams, and businesses before they can access money.
Financial Identity
Every agent needs a financial identity.
Before an AI agent can touch money, someone has to vouch for it. Credian creates verifiable, scoped financial identities for AI agents, linked to real humans and businesses, governed by real compliance rules.
The problem
AI agents are moving money, but nobody knows who they are.
Today, if you want an AI agent to pay for something, you either hand over your real card number or manually approve every transaction. Neither scales. Neither is safe.
Financial infrastructure was built for humans with driver's licenses and Social Security numbers. AI agents do not have those. Credian gives agents their own financial identity, verified, scoped, and fully auditable.
Identity
Verified agent profile
A persistent financial identity tied to a real owner, not an anonymous bot session.
Ownership
Human or business mapped
Every agent action has an accountable person, organization, and audit record behind it.
Permissions
Scoped authority
Granular permissions define where the agent can spend, transfer, and operate.
Audit
Lifecycle history
Creation, verification, policy changes, and deactivation are recorded for review.
Verification layer
KYC, permissions, and audit history in one flow.
Identity checks, scoped authority, and lifecycle events stay attached to every financial action.
Capabilities
What Credian Financial Identity includes
Agent Identity Profiles
Every agent receives a unique, auditable identity linked to a verified human or business owner. No anonymous access to money.
KYC / AML Verification
Users and businesses complete identity verification before any wallet is activated. Credian handles the compliance workflow end to end.
Ownership Mapping
Every agent is explicitly mapped to an owner, a person or an organization. Credian always knows who is responsible for an agent's actions.
Scoped Permissions
Assign precise permissions at the agent, wallet, and transaction level. Agents can only do what they have been explicitly authorized to do.
Agent Fleet Hierarchies
For businesses running agent fleets, Credian supports organizational identity structures, team agents, child agents, and delegated authority.
Audit Trail for Compliance
Every identity event is logged: creation, verification, permission changes, and deactivation. Ready for regulatory review at any time.
Who we serve
Built for anyone giving agents access to money
Individual Users
Create a verified identity for your personal AI agent. Connect your bank account, set up a wallet, and let your agent transact within your rules.
AI Companies
Give every user's agent a verified financial identity through Credian's API. No need to build identity, KYC, or compliance infrastructure yourself.
Enterprise Fleets
Manage hundreds or thousands of agent identities with organizational hierarchies, delegated permissions, and centralized audit logs.
Program Partners
Attach trusted ownership, controls, and audit records to every agent or wallet created under your product experience.
How it works
From sign-up to audit-ready in minutes
01
User or business signs up
Create an account on Credian or connect through the API.
02
Identity verification
Complete KYC and AML through Credian's native verification flow powered by Plaid.
03
Agent identity created
Credian issues a unique identity for the agent, linked to the verified owner.
04
Permissions assigned
Set what the agent can do: spend limits, merchant categories, transfer rules, and time windows.
05
Wallet activated
A controlled Agent Wallet is created and linked to the identity and permission set.
06
Continuous audit
Every action the agent takes is logged against its identity. Full traceability, always.
Ready to give your agents a financial identity?
Join the private beta. Create verified agent identities, set permissions, and start transacting safely.